Redefining Financial
Freedom

Revolutionizing finance with technology, enabling seamless transactions, smarter
investments, and empowering global financial freedom

MDPD™
Salary advance
credit
“launching MDPD to power up salary advances through our robust credit services”
StuCred™
Real-time
Student Credit
1M+
Downloads
4.6
60k+ Reviews

About the Company

Kreon Finnancial Services Limited, a Chennai-based RBI- regulated NBFC listed on the BSE, leverages advanced technologies like
AI and ML to deliver innovative and inclusive financial solutions, empowering underserved communities across India. With a
customer-centric approach and nationwide presence, Kreon is a trusted leader in accessible credit services

Kreon timeline
1994
Kreon was established as a
traditional lending company
1995
Kreon became a public
limited company
2017
Branched into digital
lending with Stucred
2025
MDPD will be
launched
2024
Stucred hit 10 lakh
users
2021
Stucred hit 1 lakh
users
Vision
To empower individuals, businesses, and communities by transforming the financial landscape with innovative, inclusive, and sustainable solutions. Through cutting-edge technology, financial literacy, and a commitment to progress, we aim to bridge socio-economic gaps, foster growth, and build a resilient, future-ready economy.
Mission
To bridge the gap between traditional financial services and the fast-paced needs of today’s emerging markets. We make credit accessible, seamless, and customized by harnessing state-of-the-art technology – all while upholding the highest standards of compliance and governance.

Our Services

Salary Credit
An Earned Wage Access platform providing professionals instant access to earned wages, promoting financial wellness and reducing reliance on costly borrowing.
Student Credit
A digital lending platform providing instant overdraft facilities to college students across India, promoting formal nancial inclusion and credit discipline.
1M+ Downloads
4.6
60k+ Reviews
Traditional Lending
We offer tailored loans with flexible terms and competitive rates, supporting personal growth, business expansion, and financial stability with trust and transparency.
₹4000Cr+ Disbursed
Transparent Terms
1M+ Satisfied Users
Rapid Disbursals

Why Choose Kreon

Strict Compliance
At Kreon, we prioritize strict adherence to regulations established by the RBI and other legal frameworks involved in both digital and traditional lending. Our commitment to compliance safeguards our operations, ensuring that all financial practices are transparent, fair, and secure for our clients.
Inclusivity
Kreon champions financial inclusivity by ensuring that everyone, especially those in underserved communities, has access to our financial services. We are committed to bridging financial gaps and empowering individuals with the tools they need to succeed, fostering a more equitable financial landscape
Ethical Financing
Our core mission is to provide ethical financial solutions. Kreon offers monetary assistance at reasonable interest rates, empowering individuals to improve their financial status without the burden of excessive costs. We believe in making a positive impact by helping our clients thrive through financially sound practices.
Innovation and Technology
Driven by innovation and technology, Kreon enhances customer interactions by streamlining lending processes with advanced tools, improving efficiency and effectiveness, and delivering an exceptional customer experience.

Voices of Trust

Game-changer for me!
23 March 2025
I recently started using the StuCred app, and I must say, it has been a game-changer for me! As a student, managing finances can be tough, especially when unexpected expenses come up. StuCred provides instant, interest-free short-term loans, making it a reliable and convenient financial backup.The application process is simple and hassle-free—just a few steps, and I got the loan directly into my bank account within minutes! The user-friendly interface makes it easy to track repayments
Jathin Reddy
Seamless, quick & incredibly
21 March 2025
I’ve had a fantastic experience with the Stucred Loan app! The process was seamless, quick, and incredibly user-friendly. Applying for a loan was straightforward, and the approval process was fast. I was able to get the funds I needed in no time, and the repayment terms are clear and flexible. The app’s interface is intuitive, making it easy to track my loan and manage payments. The customer support team is also responsive and helpful, providing great assistance whenever I had any questions.
Mohsinvali Shaik
Lifesaver for me!
21 March 2025
I've been using StuCred for a long time , and it's been a lifesaver. As a student, the low interest rate is a huge plus, making it easy to manage my finances without worrying about extra costs. The app is super user-friendly, and I was impressed with how quickly my loan was approved and disbursed – within 24 hours! I highly recommend StuCred to any student looking for a reliable and secure loan app.
Laxman chinna
Lightning-fast process!
20 March 2025
StuCred has been an absolute lifesaver for me as a student and very good app . The app is incredibly intuitive, and the loan process is lightning-fast. their customer support team is always helpful and responsive.
Sairaj Boiwar
Without pushing my budget!
19 March 2025
it is the best loan app for students ....infact i can't think of any other apps rather than this .It helps the students in many ways like spending without pushing the budget...thanku stucred for this help
Dixita das